My micro-mini baby steps from Dave Ramsey’s plan (Debt Free Journey)

In this video, I dive deep into how I’m working my way out of debt using a customized version of Dave Ramsey’s 7 Baby Steps. 👣 I’ve adapted his timeless advice to match a pace that I need right now in my life.🌎🚀

Although I’m not trying to be a slacker, I’m starting with what I call “micro-mini baby steps” because that’s just where I am in terms of capacity and bandwidth.

Today’s video is just a quick view of my first “micro-mini baby” step, which is essentially to stop the bleeding. Right now, my main focus is to audit my spending and shut down every unnecessary expense, subscription and monthly charges.

From here, my plan is to bulk up my emergency fund 💰, then go on to paying off debt using the debt snowball method 📈. As I told you all in another video, I’m also leaving room for God’s grace and his hand…because I’m believing for his miraculous intervention in my finances.💪

Romans 13:8- Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.

Believe me when I say you’re not alone in this journey. I’m right here with you! With the right tools and strategies, we can break free from the chains of debt. So, let’s explore all these stages together and continue on the path towards financial independence.

Remember, the path to financial freedom is not always easy, but it’s always worth it. And remember, even if we stumble along the way, we will definitely learn and grow. 🌱

Check out my video on YouTube for a full breakdown.