What is Financial Abuse and How to Avoid it


Financial abuse is a form of domestic violence that often goes unnoticed but can have devastating effects on victims. It’s not just about controlling money—it’s about controlling lives. In this post, we’ll explore what financial abuse is, how it manifests, and practical steps to avoid it, especially in the context of dating and relationships.

What is Financial Abuse?
Financial abuse occurs when one partner uses money as a tool to control, manipulate, or dominate the other. This can include:

  • Restricting access to bank accounts or financial resources.
  • Sabotaging employment opportunities.
  • Racking up debt in the victim’s name.
  • Forcing financial dependence.

The Link Between Financial Abuse and Dating Down
Studies show that women who outearn their partners are 35% more likely to experience abuse. This is often rooted in insecurity and control dynamics. When a man feels threatened by a woman’s success, he may resort to financial or emotional abuse to regain a sense of power.

How to Avoid Financial Abuse in Relationships

  1. Observe Attitudes Toward Money:
    • Does he view money as a tool for investment or as a burden?
    • Is he generous or stingy?
  2. Assess Ambition and Responsibility:
    • Does he have a plan for his life and finances?
    • Is he industrious and goal-oriented?
  3. Screen for Emotional Health:
    • Does he handle challenges with grace or frustration?
    • Does he resort to control or violence when things don’t go his way?
  4. Look for Signs of Value Assignment:
    • Does he see you as an investment or an expense?
    • Does he treat you with respect and honor?

Biblical Insights on Financial and Emotional Health in Relationships
The Bible offers wisdom on relationships and financial dynamics. For example, in Genesis 24, Abraham used a portion of Isaac’s inheritance to secure Rebecca as a wife, signaling her value and ensuring her safety and love. This story reminds us that a man’s willingness to invest in a relationship reflects his respect and commitment.

Conclusion:
Financial abuse is a serious issue, but by setting high standards and being vigilant, you can protect yourself from harmful relationships. Remember, you are a daughter of the Most High God, and you deserve to be valued, cherished, and respected.

Call to Action:
If you or someone you know is experiencing financial abuse, help is available. Contact the National Domestic Violence Hotline at 1-800-799-7233 (SAFE).

For more resources on financial empowerment and healthy relationships, visit Principles of Increase.